Yes, you are right.. I add it when the it is almost cooked.And once cheese melts a little, I turn over the other half and leave it for 5 seconds, press it on the top with the spatula (slightly), turn it over the other side, leave for 10 seconds, and then it is ready.

I don't have money so using cards is out of question-sighs!

I am a homeless bum here in the Big Apple just for studies. All my "wealth' is in Pekhawar.

Do you have a beard, by any chance? :D